Life Insurance and Estate Planning 

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Life Insurance death benefits are used for three basic purposes:


1. Cash is provided to Pay a Debt, such as a mortgage, or to pay an Expense, including expenses for an education, or for Final Burial Costs.


2. Life Insurance is capital that can be used Provide an Income to a spouse or children, or to a business.


3. Life Insurance benefits are paid Tax-Free to Provide Liquidity for various Estate Planning purposes, including for business continuation, estate equalization, charitable giving and for the payment of Estate and Income Taxes.


The best Life Insurance or Estate Plan is one that covers your needs and is affordable, but not all Life Insurance policies are the same. We have more than 30 years experience and we know a good policy when we see one.


For more information regarding Life Insurance and Estate planning, please complete and submit the information requested on this page.